How Much Car Insurance Louisville Do you need?

How much car insurance in Louisville do you need?

Tips
1) Check out your state's minimum insurance requirements. It's possible that the minimum coverage required might not be that different than what you really need.
2)When deciding how much coverage you need, make sure you're covered for an amount equal to the total value of your assets.
3) To keep premiums low, choose collision coverage with a high deductible, and plan to pay routine repair costs with your own money.

Car Insurance Louisville

Your auto insurance is a collection of different policies that cover you in different ways. Here’s how they break down:

• Liability coverage – These policies help cover liability and expenses when you’re at fault in and accident. The money will go to the people you hit, but it won’t cover the people in your car.

• Bodily Injury Liability (BIL) – This policy pays for the medical expenses of people injured in a crash in which you’re at fault. You’ll often see BIL policies described as a “20/50” policy

How Much Louisville Car Insurance Do you need

Dick Watts Insurance Inc Louisville KY 502-245-3625