Clients non renewed or cancelled for car insurance?

Do you have auto insurance clients who have been cancelled or non-renewed because of tickets or accidents or a DUI  .  We can help by offering Car Insurance in Louisville. If you have clients that are being non-renewed or cancelled we may be able to offer auto insurance.  Even if your client has tickets, accidents or a DUI .  We can now offer non-standard car insurance for those hard to place risks

Car Insurance Louisville 

• DUI 


• many accidents


• Tickets


• No Prior auto insurance


• SR22

Call us for a free car insurance quote in Louisville  Dick Watts Insurance 502-245-3625.

Louisville Smart Phones Distract Drivers According to GMAC Study

Louisville Smart Phones Distract Drivers According to GMAC Insurance driver study

"While 8 in 10 drivers say it is never safe to text, email or use a smart phone, a large percentage use various features on their smart phones when operating their vehicles, according to the latest GMAC Insurance National Drivers Test.

Car Insurance in Louisville

Even with a number of states banning handheld cell phones and texting, nearly 50 percent of drivers admit to making phone calls while driving and about 15 percent of drivers admit to sending and reading text messages while driving.

Almost three quarters of 16 to 17 year olds saying that they’ve completely stopped the use of mobile devices while driving. The vast majority of drivers between the ages of 60 and 65 have completely stopped using mobile devices as well......" Louisville Smart Phones

How Much Car Insurance Louisville Do you need?

How much car insurance in Louisville do you need?

Tips
1) Check out your state's minimum insurance requirements. It's possible that the minimum coverage required might not be that different than what you really need.
2)When deciding how much coverage you need, make sure you're covered for an amount equal to the total value of your assets.
3) To keep premiums low, choose collision coverage with a high deductible, and plan to pay routine repair costs with your own money.

Car Insurance Louisville

Your auto insurance is a collection of different policies that cover you in different ways. Here’s how they break down:

• Liability coverage – These policies help cover liability and expenses when you’re at fault in and accident. The money will go to the people you hit, but it won’t cover the people in your car.

• Bodily Injury Liability (BIL) – This policy pays for the medical expenses of people injured in a crash in which you’re at fault. You’ll often see BIL policies described as a “20/50” policy

How Much Louisville Car Insurance Do you need

Dick Watts Insurance Inc Louisville KY 502-245-3625

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LOUISVILLE CAR INSURANCE 502-245-3625

Are you the best driver on the Road? Car Insurance Louisville

If you think you're the best driver on the road, you're not alone. The majority of American drivers think they are No. 1 when it comes to operating a car. Nearly two-thirds of drivers rate themselves as "excellent" or "very good," according to a new survey


But your friends and neighbors are kind of lousy when it comes to backing you up. Americans rated fewer than a third of their friends as excellent or very good drivers. And out of state drivers? Fuhgeddaaboutit. More than half of Americans think good driving ends at their state border, rating out-of-state neighbors as only average or poor

Contact us today for a free  Louisville Car Insurance quote 502-365-5132

Dick Watts Insurance 

See full article from DailyFinance: http://srph.it/p3RrzC
http://www.dailyfinance.com/2011/08/02/are-you-the-best-driver-on-the-road/

An Easier Way to Compare Business Insurance

An Easier Way to Compare Business Insurance
There are four ways you can handle the expiration of your insurance policies:

1. Renew the current policy with your current insurer using your current agent.

2. Use your current agent to get quotes from multiple insurers.

3. Use multiple agents to get quotes from multiple insurers.

4. Review multiple agents, pick one, let that agent access multiple insurers.

Car Insurance in Louisville KY 


Renewing your current policy with the current agent and insurer (#1 above) is the easiest. At most, you'll meet with your agent to update his information. He sends you the renewal policy and a bill. All done

Read More: Manage your Business Insurance

'Combined' Insurance Policies Grow

Combined' Insurance Policies Grow from the Wall Street Journal

Sales of insurance policies that combine long-term-care with other forms of insurance are booming. But before buying, it's important to understand the possible drawbacks.

Louisville Car Insurance Louisville KY

Long-term-care insurance helps cover the cost of in-home care or nursing homes and assisted-living facilities. While sales of traditional policies declined during the recession -- to 235,000 in 2010 from 303,000 in 2007 -- sales of policies that package long-term-care with life insurance rose sharply, to 26,000 in 2010 from 15,000 in 2007, according to Limra, a nonprofit insurance and financial-services research organization.

Such "combined" policies pair long-term-care coverage with either life insurance or an annuity