Insurance: Auto Insurance

If you own any type of vehicle, then auto insurance is something you really should consider investing in. For many auto owners, it isn’t as choice as auto insurance coverage in mandatory in many states. It is also required if you have the vehicle financed. This is to ensure the lender will get their money should the vehicle be damaged in an accident.

If you own any type of vehicle, then auto insurance is something you really should consider investing in. For many auto owners, it isn’t as choice as auto insurance coverage in mandatory in many states. It is also required if you have the vehicle financed. This is to ensure the lender will get their money should the vehicle be damaged in an accident. There are two types of auto insurance coverage – full coverage and liability. Full coverage auto insurance means that the vehicle is covered regardless of who is at fault. This is great in the event that you are the party liable for the accident. It also covers you in the event that the other party doesn’t have coverage, regardless of who is at fault. Liability auto insurance only covers the cost of the other vehicles involved when you are liable for the accident. While full coverage auto insurance costs a little bit more, it does offer you the best protection.I addition to helping cover the cost of getting your vehicle repaired or replaced, many auto insurance policies assist with the cost of medical bills associated with the vehicle accident. This is very important coverage to have, especially if you don’t happen to have health insurance coverage. The cost of auto insurance depends on a variety of factors. They include your age, your driving record, the type of vehicle you are seeking coverage for, the state you are getting coverage in, the inclusions you wish to have under your auto insurance coverage. You can get better rates on auto insurance by keeping a clean driving record, having young drivers participate in a driving class, and combining your policy with another such as a home owner’s insurance policy. It is also a good idea to find out the safety rating on a vehicle before you purchase it. Many people have been upset after buying a sports car to find out the monthly insurance payment is just as high as the vehicle payment itself. Vehicles with additional safety features are generally going to have lower insurance premiums associated with them. Once you find out the insurance laws in your stateArticle Submission, start comparing prices offered to get great coverage at the best possible price.

Keeping Tabs on Teen Drivers from Safeco Insurance

Keeping Tabs on Teen Drivers from Safeco Insurance
"A high-tech surveillance system that allows parents to keep tabs on their teen drivers becomes more widely available starting later this week. If teenagers are driving too fast, parents will get an instant text message. If they break the driving curfew that parents have set on the car, an alert sent to mom and dad will make them the first to know. ..." Safeco Insurance Teensurance

Life Insurance Who needs Life Insurance

Who needs life insurance ?

"If someone will suffer financially when you die, chances are you need life insurance. Life insurance provides cash to your family after your death. This cash (known as the death benefit) replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and college funding. What's more, there is no federal income tax on life nsurance benefits...... "Life Insurance Resources
Call us for a free Life Insurance quote at 502-245-3625 Dick Watts Insurance

Term Life Insurance, Life Insurance

Does Traffic "Drive" you up the wall?

"Road rage doesn't begin to explain it when you're trying to get to your child's basketball game and find yourself in bumper to bumper traffic. Those days of wasted hours and frustration are gone, thanks to Progressive's new traffic Widget.
The Widget delivers Traffic.com® personalized, up-to-the-minute traffic information to your desktop. Simply select the routes you want to keep an eye on and the Widget does the rest.
You'll get real-time updates when you want them, including what's causing the jam and the Traffic.com JamFactor® traffic measurement scale so you can see how severe the congestion actually is.......Progressive Insurance Traffic Widget

Dick Watts Insurance
12200 Shelbyville Rd 112
Louisville, KY 40243

Call us for a free Auto Insurance quote 502-245-3625

More Than a Quarter of a Million Trees to be Planted on Behalf of Progressive Insurance Customers

"To thank customers who opt to use less paper and do business electronically, Progressive will plant more than a quarter of a million trees in U.S. National Forests countrywide. Also, this month, Progressive began offering a discount to customers who choose to go paperless.
The program is simple: customers can choose to enroll in the company's Paperless Policy option and opt to receive just bills, or bills and policy documents, electronically. If they do, Progressive will plant a tree in their honor.
Most of the trees will be planted later this year — with the help of the Arbor Day Foundation — in U.S. National Forests damaged by wildfires, insects or disease.
"This program is a win-win for everyone. Trees are saved and forests restored, and customers eliminate clutter, have increased security, and get faster delivery of important documents," said Christine Johnson, Progressive's customer experience manager. "We can also reduce our costs by conserving resources used to print and ship bills and other policy documents — while also doing our part to help the environment and improve the customer experience."......Progressive Insurance Trees

Progressive Insurance Xprize Foundation $10 millions

"The newly renamed Progressive Automotive X PRIZE is an international competition designed to inspire a new generation of viable, super fuel-efficient vehicles. The independent and technology-neutral competition is open to teams from around the world that can design, build and bring to market 100 MPGe (miles per gallon energy equivalent) vehicles that people want to buy, and that meet market needs for price, size, capability, safety and performance......" Progressive Insurance & Xprize foundation - Fuel Efficient Cars

Progressive Insurance-Go Paperless Its Quick and Easy

Progressive Insurance Goes Paperless
What is Paperless?
Instead of paper bills and documents you will receve an email when
bills or documents are ready to review on the Progressive Web site.
If an email is returned to Progressive as undeliverable, they will automatically
mail you the paper copy. You will still receive your Insurance cards by regular mail.

Why go paperless?
Simplify your life and help the environment at the same time. When you
enroll Progressive will plant a tree in the National Forest

Progressive Insurance Paperless

Arbor Day Foundation