Top National Insurance Stories in 2007

Top National Insurance Stories in 2007 :
"The debate over climate change captured the world's attention, including the insurance industry's, in 2007, while major hurricanes spared the United States' coastline. The soft market took hold of virtually all segments of the insurance market and even buyers in catastrophe-prone regions saw some rate relief. The sub-prime mortgage meltdown seems to have spared much of the industry but the directors and officers market is likely to feel the heat. The safety of products made in China and elsewhere was called into question and manufacturers and parents dealt with hundreds of product recalls. Agency compensation was again a topic of concern as a handful of carriers banned the use of contingent commissions at the beginning of 2007 while a few carriers introduced new supplemental incentive plans to reward profitable agents. One of the world's largest insurance brokers made headlines for producing less than stellar results, while wildfires, floods and other natural disasters prompted several legislative initiatives in states and on Capitol Hill. And in the last days of 2007, the renewal of the Terrorism Risk Insurance Act became reality.
The following are the top 10 news stories of the year, Top Insurance Stories:

How to Get Cheap Car Insurance Quotes and Save Up to $500!

Examine Your Policy

Most of us never take the time to read our car insurance policies, much less understand them. Yet making a few changes in your coverage can save you hundreds of dollars on your insurance premium. Here are three things you can do to save a bundle your auto insurance premiums.

Increase Your DeductibleYour deductible is the amount of money you have to pay before your insurance company pays a claim. Simply raising your deductible by a few hundred dollars can save you hundreds of dollars on your car insurance every year.

Install A Security SystemMost insurance companies will give you a discount if you install a security system on your car. Installing an alarm or an anti-theft device will not only save you money, it will give you peace of mind.

Decrease Your MileageThe number of miles you drive has a direct bearing on the amount of money you'll pay for insurance. To cut down on the amount of miles you drive, try carpooling to work or even taking the bus a few times a week. You might also cut down on your weekly shopping trips.

Shop Online

The best way to get cheap car insurance quotes is to comparison shop online. It's fast, it's easyFeature Articles, and it's free.

It only takes a few minutes online in the privacy of your home to get a number of quotes so you can compare rates from top-rated companies and get a cheap car insurance quote.

Free Insurance Quotes- Shopping for Home and Auto Insurance.

When it comes to getting insurance quotes free, one should try to find out the best way to obtaining them. One of the best and fastest ways to get free insurance quotes is to use the internet to shop for auto insurance and home insurance.

Doesn't it sound much easier to find one website where you can shop for auto insurance and home insurance from one single website? Or, you can contact each company individually which will take much longer. Since insurance quotes are free, it is a good idea to get as many quotes as you can in order to make sure you obtain a competitive insurance rate quote.

There are many insurance companies out there and not all of them will give you a good rate. An auto or home insurance company could be cheap for your neighbor, but not for you. Auto insurance companies look at a few factors to determine the quote amount. Each driver is unique, therefore, the best way to find cheap auto insurance is to take advantage of free insurance quotes and get as many as you wish to ensure a good low premium.

As you already know, home insurance rates are also determined from a few determining factors. The territory, or zip code of a certain home will be a very important factor when it comes to home insurance quotes. Value of the home, including factoring in the square footage is also an important factor among others. Also, some factors like the composition of the roof, and when the property was constructed will determine the insurance premium along with loss history.

Free insurance quotes is also a great tool to find your insurance company of choice when it comes to home insurance in order to secure a great price for your homeowners insurance. Many consumers will buy a package policy which will include buying auto insurance and home insurance from the same company in order to obtain additional discounts.

Shopping for home insurance and auto insurance quotes online will be your best bet, especially if you find a website that will provide free insurance quotes for your auto and home insurance from the same website. We all want the same thing which is finding cheap auto and home insurance which will also have quality.

Buying auto insurance and home insurance is even possible through a few sites out there. Keep in mind that when you buy insurance online, you can also inquire on your policy online which is a great advantage. Thanks to the internetArticle Search, shopping for auto insurance or home insurance is much easier these days.

2008 Top Safety Picks Vehicles

"Thirty-four vehicles earn the Insurance Institute for Highway Safety's Top Safety Pick award for 2008. The award recognizes vehicles that do the best job of protecting people in front, side, and rear crashes based on ratings in the Institute's tests. Winners also have to be equipped with electronic stability control (ESC), which research shows can significantly reduce the risk of crashing....." From the Insurance Institute of Highway Safety

11 NEW WINNERS FOR 2008

Midsize cars
Audi A3 Honda Accord

Small car
Subaru Impreza equipped with optional electronic stability control
MinivanHonda Odyssey

Midsize SUVs
BMW X3BMW X5
Hyundai Veracruz built after August 2007Saturn VUE built after December 2007Toyota Highlander
Small SUVHonda Element
Large pickupToyota Tundra

Ford Motor Developing Child Crash Test Dummies

Ford Motor Developing Child Crash Test Dummies:
"A high-tech insert, similar in size and shape to a 6-year-old's abdomen, is being developed for crash test dummies to help improve vehicle safety for children.
The prototype is part of an effort to make pediatric crash dummies and crash tests more real world, leading to better vehicle restraints, according to a Ford Motor Co. release.

Call Dick Watts Insurance 502-245-3625 for a free auto insurance quote

The Dearborn-based automaker is developing the prototype. Partners in the collaboration include Wayne State University in Detroit, Children's Hospital of Philadelphia, and the Takata Corp., which makes automotive safety systems....." Insurance Journal