The next KREIA (Kentuckiana Real Estate Investor's Association) meeting is scheduled for Thursday July 26, 2007 . For more information about the meeting visit KREIA Calendar of Events
Call today for a free Vacant Home Insurance quote
from Dick Watts Insurance 502-245-3625
KREIA is a networking forum to educate real estate investors from the basics to the complex.
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Rental Property Insurance
Car insurance shopping can be an intimidating task. Learn about the various types of car insurance and how to find the best car insurance rates.
Thứ Tư, 25 tháng 7, 2007
Housing Market bleak outlook....
Housing Market outlook...It looks like more trouble ahead for the National Housing Market.
"NAR reported that it's main indicator of current activity -- the pending sales index -- fell in May to its lowest level since September 2001. Since May 2006, the index, which reflects contracts that are set to close in the proceeding two months, has dropped 13.5 percent.
At the SEBC regional housing conference, Zandi said the market won't hit bottom until there is a significant combination of reduced production and price cuts. ...." learn more from Realty Times
"NAR reported that it's main indicator of current activity -- the pending sales index -- fell in May to its lowest level since September 2001. Since May 2006, the index, which reflects contracts that are set to close in the proceeding two months, has dropped 13.5 percent.
At the SEBC regional housing conference, Zandi said the market won't hit bottom until there is a significant combination of reduced production and price cuts. ...." learn more from Realty Times
Thứ Sáu, 20 tháng 7, 2007
Why Should I buy LIfe Insurance
Term Life Insurance
Why Should I buy Life Insurance? ....This is a great question
Replace income for dependents
If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially. Insurance to replace your income can be especially useful if the government- or employer-sponsored benefits of your surviving spouse or domestic partner will be reduced after your death.
Pay final expenses
Life insurance can pay your funeral and burial costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance.
Create an inheritance for your heirs
Even if you have no other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries.
Pay federal “death” taxes and state “death” taxes
Life insurance benefits can pay estate taxes so that your heirs will not have to liquidate other assets or take a smaller inheritance. Changes in the federal “death” tax rules between now and January 1, 2011 will likely lessen the impact of this tax on some people, but some states are offsetting those federal decreases with increases in their state-level “death” taxes.
Term Life Insurance Free Quote from Dick Watts Insurance 502-245-3625
Other Reasons to buy life insurance
from the Insurance Institute
Life Insurance
Why Should I buy Life Insurance? ....This is a great question
Why should I buy life insurance? ...
If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially. Insurance to replace your income can be especially useful if the government- or employer-sponsored benefits of your surviving spouse or domestic partner will be reduced after your death.
Life insurance can pay your funeral and burial costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance.
Even if you have no other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries.
Life insurance benefits can pay estate taxes so that your heirs will not have to liquidate other assets or take a smaller inheritance. Changes in the federal “death” tax rules between now and January 1, 2011 will likely lessen the impact of this tax on some people, but some states are offsetting those federal decreases with increases in their state-level “death” taxes.
Other Reasons to buy life insurance
from the Insurance Institute
Life Insurance
Thứ Ba, 17 tháng 7, 2007
Best and Worst Home Improvements
Best and Worst Home Improvements. Which home improvements add value to your home for possible resale?...
"Before you install that custom wine cellar or bamboo flooring, it's wise to make sure such upgrades won't leave you in the red long-term. Fancy features such as these might not seem so essential to a buyer with different tastes.
Rather, in a market slump, sellers whose properties have the right add-ons get the highest rate of return on their investment, allowing them to move their homes faster and for more money than their neighbors....." more Home Improvements
"Before you install that custom wine cellar or bamboo flooring, it's wise to make sure such upgrades won't leave you in the red long-term. Fancy features such as these might not seem so essential to a buyer with different tastes.
Rather, in a market slump, sellers whose properties have the right add-ons get the highest rate of return on their investment, allowing them to move their homes faster and for more money than their neighbors....." more Home Improvements
Thứ Năm, 12 tháng 7, 2007
Nissan to recall 140,000 2007 Nissan Altimas
Nissan to recall 140,000 2007 Nissan Altimas...
"Nissan is recalling more than 140,000 of its popular Altima sedans to replace air filters that could catch fire, company officials said.
Advertisement
The voluntary recall affects 2007 Altimas with four-cylinder, 2.5-liter engines produced between September 2006 and May 2007 at Nissan's Smyrna plant and between October 2006 and May 2007 at its Canton, Miss., plant.
The Altima is Nissan's best-selling car, with more than 114,000 sold from January through May, and the fourth best-selling mid-sized car in the United States. ...." Insurance Journal
"Nissan is recalling more than 140,000 of its popular Altima sedans to replace air filters that could catch fire, company officials said.
Advertisement
The voluntary recall affects 2007 Altimas with four-cylinder, 2.5-liter engines produced between September 2006 and May 2007 at Nissan's Smyrna plant and between October 2006 and May 2007 at its Canton, Miss., plant.
The Altima is Nissan's best-selling car, with more than 114,000 sold from January through May, and the fourth best-selling mid-sized car in the United States. ...." Insurance Journal
3 in 5 companies report employees not ready for retirment
Employees not financially ready for retirement.....
"This sentiment is reflected in America Speaks Out on Retirement: 2007 Investor Research Study (AIG SunAmerica). The survey showed 44% of boomers (defined in the study as those between 45 to 60 years old) who plan to retire by age 63 have no target retirement income goal. Many admitted they have no plans for the next 30 years after leaving the workforce.
Term Life Insurance
Thứ Tư, 11 tháng 7, 2007
Middletown Milestone Festival Kentucky
Middletown Milestone Festival Sept 7, 2007 to Sept 8, 2007
"A city celebration presented by the Middletown Chamber of Commerce and the City of Middletown, provides a free weekend of entertainment and activites for everyone in the community. This non-alcohol, family-oriented event offers something for everyone. It is continually growing and we would like to invite you to become a part of the fun...." from KyFestivals.com
Kentucky Insurance
Middletown KY Milestone Festivals
Kentucky Festivals
"A city celebration presented by the Middletown Chamber of Commerce and the City of Middletown, provides a free weekend of entertainment and activites for everyone in the community. This non-alcohol, family-oriented event offers something for everyone. It is continually growing and we would like to invite you to become a part of the fun...." from KyFestivals.com
Kentucky Insurance
Middletown KY Milestone Festivals
Kentucky Festivals
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